23 Jul 2012
They wouldn?t give me insurance because she is 12. So, I lied and said she was 8 and now they accepted her for pet insurance? How can they verify the age and when he turns 12 on their books will the at that point terminate my insurance?
They don?t know ? they rely on what they are told by the owner. Or they could find out from your vet. But lying about a pet?s age is fraud and if found out, you could not only find yourself getting no money from the company, but being prosecuted for fraud. I don?t advise it.
Some companies stop insuring cats over a certain age, ie they will continue to insure those who were insured before they reached that age, but won?t insure pets for the first time if they are over a certain age, but other companies will. Older cats are more prone to illness and more likely to be paid out for, so some companies will only insure such pets if they are already insured. If you are in the UK? there are companies who will insure a 12 year old ? sainsbury?s are one and I think Axa will as well. I don?t advise lying to any company about your cat?s age.
Source: http://www.rant-central.com/pet-insurance/how-can-pet-insurance-know-the-cats-age
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